PRESS RELEASE

AXA EQUITABLE LIFE INSURANCE CO. HIRES WILLIAM MCDERMOTT TO LEAD CORPORATE RETIREMENT PLANNING BUSINESS

Company Broadens Focus to Offer Retirement Solution to Large Corporations

New York, NY, Sept. 24, 2007 - AXA Equitable Life Insurance Co. announced today that it has hired Bill McDermott as Executive Vice President of Corporate Markets; he has also been named a member of the company's Executive Management Committee. Mr. McDermott is charged with developing innovative retirement solutions for Fortune 1000 companies. The announcement was made by Christopher "Kip" Condron, the Chairman and Chief Executive Officer of AXA Equitable.

"Bill will explore new marketplaces and distribution channels for our life, annuity, and investment products, thereby contributing to AXA Equitable's ongoing success," said Mr. Condron. "Our commitment to providing workplace savings plans to the country's largest corporations is an important step toward our goal of being the 'at retirement' choice for Americans."

As head of this new business endeavor, Mr. McDermott will leverage the strengths of AXA Equitable's existing distribution platforms and organizational capabilities to create and manage the Corporate Markets team. Building on the power, capacity, and competencies of AXA Equitable and AXA Group, a worldwide leader in financial protection and wealth management, the team will develop offerings related to the company's existing investment products, guarantees, and financial planning services.

"Over his 25-year career, Bill has gained a deep understanding of the key drivers within the corporate and retirement services marketplace, making him the right person to help AXA Equitable identify opportunities and create initiatives that will provide us with a competitive advantage," Mr. Condron said.

Mr. McDermott spent the past 11 years with various divisions of Fidelity Investments. He was most recently Executive Vice President of Large Corporate Market Retirement Services at Fidelity Employer Services Co. in Marlborough, MA; he was responsible for all sales, relationship management, marketing, communications and educational functions as they related to the retirement needs of Fortune 500 corporations.

From 1987 to 1996, Mr. McDermott was a Partner in Business Development at Hewitt Associates, where he was responsible for sales and business development in disciplines such as benefits outsourcing and compensation services.

Mr. McDermott began his career with Metropolitan Life Insurance Co.

He earned a Bachelor of Science degree in finance from Villanova University.

About AXA Equitable

AXA Equitable Life Insurance Co., which has been in business since 1859, is a leading nationwide issuer of life insurance and annuity products. The company has more than 11,000 employees and sales personnel and approximately 4.8 million policy/contract holders nationwide as of Dec. 31, 2006. AXA Equitable is solely responsible for its life insurance and annuity obligations.

AXA Equitable Life Insurance Company, New York, NY, is one of the premier U.S. organizations providing life insurance and annuity products and services for the financial services market. Variable products are co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC.

AXA Equitable's parent company, AXA Financial, Inc., is a member of the global AXA Group. AXA Group's operations are geographically diverse, with major operations in Western Europe, North America, and the Asia/Pacific region. The AXA ordinary share is listed on the Paris Stock Exchange and trades under the symbol AXA. The AXA American Depositary Share is also listed on the NYSE under the ticker symbol AXA.

AXA Equitable is a sponsor of the Variable Annuities Knowledge Center (www.variableannuityfacts.org), an online resource aimed at helping consumers understand the facts surrounding variable annuities. The Variable Annuities Knowledge Center is operated by a stand-alone non-profit organization and it is overseen by an independent advisory board.

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