PRESS RELEASE

AXA EQUITABLE ANNOUNCES EXPANDED RESPONSIBILITIES IN FUNDS MANAGEMENT GROUP

June 26, 2007 - Kenneth T. Kozlowski will assume an expanded portfolio management role at AXA Equitable Life Insurance Company, leaving his current role as Chief Financial Officer and Treasurer of the Funds Management Group (FMG). The announcement was made today by Steven Joenk, President of FMG.

As a Vice President with New York-based FMG, Mr. Kozlowski will assume primary responsibility for the portfolio management, asset allocation, fund selection, and rebalancing of 11 funds underlying the company's variable life and annuity products; these funds are contained within the AXA Asset Allocation Portfolios and the Target Allocation Portfolios. He will also be responsible for all exchange-traded funds (ETFs) activity.

FMG ranks among the largest U.S. managers of sub-advised funds in the variable insurance industry. Since its formation in 1999, FMG has managed and overseen AXA Equitable's insurance separate accounts. Today, it has more than 40 fund professionals who have responsibility for 85 variable insurance portfolios with combined net assets of $85 billion as of April 30, 2007.

"Ken was part of the team that designed our asset allocation portfolios, and he participated in their launch in 2003," said Mr. Joenk. "His involvement in the day-to-day operation of these portfolios has been crucial to their success. The popularity of the AXA Asset Allocation Portfolios has grown dramatically since their launch, attracting more than 50% of gross flows from sales of AXA's flagship Accumulator® series of variable annuities."

AXA Equitable's Investment Portfolios

"Each portfolio is designed to give clients a fully diversified portfolio based on their unique risk tolerance," said Mr. Kozlowski. "In short, we match the music of asset allocation with the lyrics of underlying portfolio selection."

In 2006, FMG launched four Target Allocation Portfolios for people who expect to retire in 2015, 2025, 2035, and 2045. These funds provide clients with diversified portfolios designed for a "target" retirement date; they are rebalanced periodically to gradually reduce equity exposure as the client nears retirement. For example, the Target 2045 Portfolio contains 100% equity and follows a "glide path" that, over time, will eventually result in a 50/50 weighting of equity and fixed income when the client reaches retirement.

Kenneth T. Kozlowski

Since 2001, Mr. Kozlowski had been the Chief Financial Officer and Treasurer of the two trusts that contain the portfolios underlying AXA Equitable's variable life and annuity products. As CFO and in his new role, he has a strategic part in designing the underlying portfolio line-up.

The Wayne, N.J. resident is a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and a Chartered Financial Consultant (ChFC). He holds memberships in the Financial Planning Association and the Society of Financial Service Professionals. Mr. Kozlowski graduated from Swarthmore College in Swarthmore, PA with a B.A. in Economics.

Brian E. Walsh, Vice President of Fund Administration, will take over Mr. Kozlowski's roles of Treasurer and Chief Financial Officer of AXA Equitable's trusts. He joined the company in December 1999 as a mutual fund administrator. Prior to that, he worked in a mutual fund administration capacity for Prudential Investments. He resides in Hoboken, N.J.

About AXA Equitable

AXA Equitable's parent company, AXA Financial, Inc., is a member of the global AXA Group, a worldwide leader in financial protection and wealth management. AXA Group's operations are geographically diverse, with major operations in Western Europe, North America, and the Asia/Pacific region. The AXA ordinary share is listed on the Paris Stock Exchange and trades under the symbol AXA. The AXA American Depositary Share is also listed on the NYSE under the ticker symbol AXA.

All guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.

AXA Equitable is a sponsor of the Variable Annuities Knowledge Center (www.variableannuityfacts.org), an online resource aimed at helping consumers understand the facts surrounding variable annuities. The Variable Annuities Knowledge Center is operated by a stand-alone non-profit organization, and is overseen by an independent advisory board.

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