PRESS RELEASE

MARK TEITELBAUM JOINS AXA PARTNERS TO LEAD ADVANCED MARKETS GROUP

November 14, 2006 - Mark Teitelbaum has joined AXA Partners, the wholesale life insurance division of AXA Distributors LLC, based in Hartford, Conn., as Vice President of the Advanced Markets Group. The announcement was made today by Gary Hirschkron, Senior Vice President of AXA Equitable Life Insurance Company.

The Advanced Markets Group, headed by Mr. Teitelbaum, is responsible for the execution of advanced case design, which includes such concepts as premium and split dollar financing of life insurance, estate planning, trust structuring, key person valuations and qualified plan distributions.

"Mark's expertise in law, tax, business and estate planning, and sales tool development is exceptional," said Mr. Hirschkron. "His appointment to the AXA Partners management team reinforces our commitment to providing value-added resources to our distribution clients."

Prior to joining AXA Partners, Mr. Teitelbaum was most recently a Vice President with MetLife Investors and a Second Vice President of Advanced Marketing at Travelers Life & Annuity. In those roles, he developed sales tools that integrated client-based marketing with proprietary life insurance illustration systems.

Mr. Teitelbaum began his insurance career with Connecticut Mutual, and later worked for Phoenix Life Insurance Co. and National Life of Vermont. Prior to that, he worked for Weston Financial Group, where he focused on planning for corporate executives.

Mr. Teitelbaum is a graduate of Kenyon College. He also holds a J.D. degree from Ohio Northern University and an LL.M in taxation from Boston University. He is both a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). A published authority on life insurance, Mr. Teitelbaum is an Assistant Editor of the Journal of the American Society of Financial Service Professionals and a regular contributor to the CLU Journal, National Underwriter and the American Society's Business & Compensation Planning Newsletter.

About AXA Partners

In March, AXA Equitable signaled its commitment to the wholesale life insurance market by announcing the combined distribution of AXA Equitable and U.S Financial Life (USFL) through AXA Partners. AXA Partners distributes AXA Equitable life insurance products to brokerage firms and brokerage general agents (BGAs). These products include Athena II Universal Life and Athena II Survivorship Life, AXA Equitable Incentive Life and Survivorship Incentive Life Series and AXA Equitable Level Term Series.

USFL, with its strong brand equity, sells RightTerm term life insurance and RightLife universal life insurance. USFL is recognized for its use of a proprietary underwriting methodology called Clinical Underwriting^®, which uses the most current medical research to evaluate applicants individually in order to make better informed underwriting decisions for people with medical risks. USFL's products are distributed by wholesalers to independent BGAs.

AXA Partners and USFL are overseen by Mr. Hirschkron and Senior Vice President Tim Herr. Mr. Hirschkron is responsible for distribution activities, while Mr. Herr is responsible for operations. Mr. Teitelbaum will report to Mr. Hirschkron.

About AXA

AXA Financial is one of the premier U.S. organizations in financial protection and wealth management through its strong brands: AXA Equitable Life Insurance Company, AXA Advisors, LLC, AllianceBernstein, L.P., Sanford C. Bernstein & Co., LLC, AXA Distributors, LLC, and the MONY family of companies, including MONY Life Insurance Company, and U.S. Financial Life Insurance Company. Member: NYSE, NASD, SIPC. AXA Financial had approximately 693.7 billion in assets under management as of June 30, 2006. AXA Financial is a member of the global AXA Group, a worldwide leader in financial protection and wealth management. AXA Group's operations are diverse geographically, with major operations in Western Europe, North America and the Asia/Pacific region. AXA Group had approximately $1.39 trillion in assets under management as of June 30, 2006.The AXA ordinary share is listed and trades under the symbol AXA on the Paris Stock Exchange. The AXA American Depositary Share is also listed on the NYSE under the ticker symbol AXA.

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