PRESS RELEASE

TO ASSIST THOSE IMPACTED BY HURRICANE KATRINA, 4 AXA FINANCIAL INSURANCE COMPANIES RELAX GRACE PERIODS FOR POLICY PREMIUMS

New York, NY - Four AXA Financial insurance companies announced that they have relaxed the grace period for policy premiums for those in Louisiana, Mississippi and Alabama affected by Hurricane Katrina.

The four companies are:

1)  AXA Equitable Life Insurance Company (formerly known as The Equitable Life Assurance Society of the U.S.)

2)  AXA Life and Annuity Company (formerly The Equitable of Colorado, Inc.)

3)  MONY Life Insurance Company

4)  MONY Life Insurance Company of America

For those impacted by the hurricanes:

The four companies will extend by 60 days the grace period for payment of life premiums and policy loan interest when the normal expiration of the grace period occurs from Aug. 29, 2005 through Oct. 29, 2005.    During this period, policyholders may delay their payments by as many as 60 days without penalty.

In addition, the four insurers have also made special arrangements during this emergency period to process policy loan requests within a 24- to 48-hour period to support policyowners who may have emergency needs as a result of the storms.

All claims that occur from the hurricanes will be given prompt attention.  On an individual claim basis, every effort will be made to limit the needed requirements to expedite the disbursement of funds. 

Policyholders are advised to contact their financial professional or the following Customer Service Call Centers:

·AXA Equitable Life insurance Company and AXA Life and Annuity Company: 1-800-777-6510

·MONY Life and MONY Life of America: 1-800-487-6669

AXA Financial is one of the premier U.S. organizations providing financial protection and wealth management through its strong brands: AXA Equitable Life Insurance Company, AXA Advisors, LLC, Alliance Capital Management, L.P., Sanford C. Bernstein & Co., LLC, AXA Distributors, LLC, and the MONY family of companies, including MONY Life Insurance Company, U.S. Financial Life Insurance Company, Advest, Inc., and Lebenthal, a division of Advest, Inc. (Member: NYSE, NASD, SIPC.) AXA Financial had approximately $598 billion in assets under management as of December 31, 2004.   AXA Financial is a member of the global AXA Group. 

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GE-33492(09/05)