PRESS RELEASE

TO ASSIST THOSE IMPACTED BY HURRICANE WILMA FOUR AXA FINANCIAL INSURANCE COMPANIES RELAX GRACE PERIODS FOR POLICY PREMIUMS

New York, NY - Four AXA Financial insurance companies announced that they have relaxed the grace periods for policy premiums for those in South Florida affected by Hurricane Wilma.

The four companies are:

1)  AXA Equitable Life Insurance Company (formerly known as The Equitable Life Assurance Society of the U.S.)

2)  AXA Life and Annuity Company (formerly The Equitable of Colorado, Inc.)

3)  MONY Life Insurance Company

4)  MONY Life Insurance Company of America

For those impacted by the hurricane:

The four companies will extend by 60 days the grace period for payment of premiums and policy loan interest when the normal expiration of the grace period occurs from October 21, 2005 through December 20, 2005.  During this period, policyholders may delay their payments by as many as 60 days without penalty.

In addition, the four insurers have also made special arrangements during this emergency period to process policy loan requests within a 24 to 48-hour period to support policyowners who may have emergency needs as a result of the storms.

All claims that occur from the hurricanes will be given prompt attention.  On an individual claim basis, every effort will be made to limit the needed requirements to expedite the disbursement of funds. 

All policyholders of the four companies listed above are advised to contact their financial professional or call the following toll-free number for expedited customer service:

1-866-254-0149 

Or policyholders can send email messages to hurricaneassistance@axa-financial.com

AXA Financial is one of the premier U.S. organizations providing financial protection and wealth management through its strong brands: AXA Equitable Life Insurance Company, AXA Advisors, LLC, Alliance Capital Management, L.P., Sanford C. Bernstein & Co., LLC, AXA Distributors, LLC, and the MONY family of companies, including MONY Life Insurance Company, U.S. Financial Life Insurance Company, Advest, Inc., and Lebenthal, a division of Advest, Inc. (Member: NYSE, NASD, SIPC.) AXA Financial had approximately $574.8 billion in assets under management as of June 30, 2005.  AXA Financial is a member of the global AXA Group.

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