PRESS RELEASE

TO ASSIST THOSE IMPACTED BY RECENT HURRICANES, 4 AXA FINANCIAL INSURANCE COMPANIES RELAX GRACE PERIODS FOR POLICY PREMIUMS

New York, NY - Four AXA Financial insurance companies announced that they have relaxed the grace period for policy premiums for those affected by the recent hurricanes and related storms.

The four companies are:

1)  AXA Equitable Life Insurance Company (formerly known as The Equitable Life Assurance Society of the U.S.)

2)  AXA Life and Annuity Company (formerly The Equitable of Colorado, Inc.)

3)  MONY Life Insurance Company

4)  MONY Life Insurance Company of America

For those impacted by the hurricanes:

The four companies will extend by 60 days the grace period for payment of life premiums and policy loan interest when the normal expiration of the grace period occurs from Aug. 10, 2004 through Oct. 15, 2004.    During this period, policyholders may delay their payments by as many as 60 days without penalty.

In addition, the four insurers have also made special arrangements during this emergency period to process policy loan requests within a 24- to 48-hour period to support policyowners who may have emergency needs as a result of the storms.

              All claims that occur from the hurricanes will be given prompt attention.  On an individual claim basis, every effort will be made to limit the needed requirements to expedite the disbursement of funds. 

Policyholders are advised to contact their financial professional or the followingCustomer Service Call Centers:

·AXA Equitable Life insurance Company and AXA Life and Annuity Company: 1-800-777-6510

·MONY Life and MONY Life of America: 1-800-487-6669

About AXA Financial

AXA Financial is one of the premier U.S. organizations in financial protection and wealth management through its strong brands: The Equitable Life Assurance Society of the United States, AXA Advisors, LLC, Alliance Capital Management, L.P., Sanford C. Bernstein & Co., LLC, AXA Distributors, LLC, and the MONY family of companies, including MONY Life Insurance Company, U.S. Financial Life Insurance Company, Advest, Inc., and Lebenthal, a division of Advest, Inc. Member: NYSE, NASD, SIPC.   AXA Financial had approximately $520.2 billion in assets under management as of June 30, 2004.  The MONY family of companies had approximately $60 billion in assets under management and administration as of March 31, 2004. AXA Financial is a member of the global AXA Group.